# Glossary of Terms

* Coolwater = the Coolwater.xyz platform, developed and serviced by Thaw Digital
* Strategy = the pool of capital that is managed by the Lead Strategist, which Depositors can contribute ETH into
* Lead Strategist = the collateralized NFT lender who manages the lending Strategy that will be deployed on Blend, providing returns to Depositors of their Strategy
* Depositor = the individual who loans (i.e., deposits) to a Lead Strategist’s Strategy
* Borrower = the wallet holder who owns a NFT and enters into a collateralized-loan agreement with the Lead Strategist’s Strategy on Blend
* Farmer  = generic term for anyone who bids to purchase and/or bids to lend on Blur&#x20;
* Lender = generic term for anyone who originates loans on Blend (Lenders are a subset of Farmers)


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